Your loan, handled by the broker you actually talk to.

I'm Bill Black, Senior Mortgage Broker and Certified Mortgage Planner. I shop your loan across multiple lenders, check your credit with a soft pull first, and structure your file to close in as few as 15 days, so your offer looks stronger to sellers.


Applying starts with a soft credit pull, which doesn't affect your score.

5.0 on Google  | 20+ years |  1,500+ closings  | Licensed in WA, OR, and AZ  | NMLS #49242

No surprise credit hit.

Pre-qualifications use a soft pull. If your score is under 780, I run it through a score analyzer and show you what could raise it before we pull for real.





Built to win offers.

Loans most lenders avoid.

Assumable FHA and VA loans, jumbo loans, DSCR investor loans, and self-employed and bank statement loans, all handled in-house.

My files are set up to close in as few as 15 days, and I work directly with your agent so sellers see a buyer who can perform.

Client Experiences & Success Stories

What our customers say
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Real estate agents: send me your buyers.

I run assumption numbers, structure files to close in as few as 15 days, and keep you updated at every step.





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I've closed more than 1,500 loans in over 20 years as a mortgage broker with Northwest Funding Group Inc., serving Clark and Cowlitz Counties and the Portland metro area. Licensed in WA, OR, and AZ.

I handle your loan personally and compare programs across multiple lenders. Every client starts with a soft credit pull, so checking your options won't affect your score. I'm also an investor and landlord, so when we talk rental income or new construction, I'm speaking from the owner's side of the table.


The goal: numbers you understand before you commit, and no surprises at closing.


Watch Our Videos

Close Deals Fast My 15-Day Client Strategy

You know I make sure all my clients can close in 15 days, which is kind of another strategy... If you can close faster, these sellers are way more to accept our offer....

Transforming Your Home Purchase Experience Here’s How

We have a lot of happy clients that say wow, this is really amazing compared to my other transactions.

How a Mortgage Broker and Realtor Team Up to Win Offers

How does having a dedicated mortgage broker and realtor working together streamline the home buying process? it's smoother...

Have Questions? We're here to help

Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.