Recent Articles
Housing Affordability in 2026: Why Rates Are not the Only Factor
Learn about home affordability factors with examples nationwide.
Loyalty to Your Bank? Even With Your Home-Loan?
Decided whether you are should use your bank or a mortgage broker?
Refinancing Your Vancouver, WA Home: It’s About More Than the Rate
When most Vancouver homeowners hear the word refinance, they immediately think one thing: “Can I get a lower interest rate?”
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
Find out what this rate drop means to you for buying a new home.
Mortgage Rates, QE, and Market Volatility: Separating Headlines from Reality
Mortgage rates don’t move on headlines — they move on inflation, Treasury yields, and investor demand. This breakdown explains how Quantitative Easing actually worked, why today’s $200B MBS purchases are not the same thing, and what current market volatility really means for buyers and homeowners.
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Vancouver, WA Mortgage Rates Update: Holiday Week Keeps Rates Near 2-Month Lows
December 30, 2025 As we wrap up the final week of the year, mortgage rates in Vancouver, WA and throughout Southwest Washington remain near their lowest levels in almost two months. If the market felt unusually quiet over the holidays, that’s normal—and expected. Late December is known for holiday trading, a period when fewer investors are active in the bond market. Since mortgage rates are directly tied to bonds, lighter trading often results in slow, sideways movement rather than big swings.
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.