Recent Articles
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
Find out what this rate drop means to you for buying a new home.
Mortgage Rates, QE, and Market Volatility: Separating Headlines from Reality
Mortgage rates don’t move on headlines — they move on inflation, Treasury yields, and investor demand. This breakdown explains how Quantitative Easing actually worked, why today’s $200B MBS purchases are not the same thing, and what current market volatility really means for buyers and homeowners.
Lock-in Effect: Something big just happened in the U.S. Housing Market
Find out what the experts are anticipating for 2026 housing
Vancouver, WA Mortgage Rates Update: Holiday Week Keeps Rates Near 2-Month Lows
December 30, 2025 As we wrap up the final week of the year, mortgage rates in Vancouver, WA and throughout Southwest Washington remain near their lowest levels in almost two months. If the market felt unusually quiet over the holidays, that’s normal—and expected. Late December is known for holiday trading, a period when fewer investors are active in the bond market. Since mortgage rates are directly tied to bonds, lighter trading often results in slow, sideways movement rather than big swings.
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Did You Know? Why Lenders Are Cautious With Homes That Have Acreage
Did you know lenders are often more cautious with homes that have acreage? Extra land can impact appraisals, resale value, and loan approvals. Here’s why — and how to plan ahead.
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Rates Nudged Up—But Buyers in SW Washington Still Have an Opportunity Window
Mortgage rates ticked up slightly after stronger jobless-claims and durable-goods data, but buyers in Vancouver, Camas, Kelso, and Longview still have a strong window of opportunity. Here’s why the bump was small—and why your buying power hasn’t changed much heading into December.