Recent Articles
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Rates Nudged Up—But Buyers in SW Washington Still Have an Opportunity Window
Mortgage rates ticked up slightly after stronger jobless-claims and durable-goods data, but buyers in Vancouver, Camas, Kelso, and Longview still have a strong window of opportunity. Here’s why the bump was small—and why your buying power hasn’t changed much heading into December.
Published on 12/02/2025
Understanding Underwriting Delays: Tips to Keep Your Home Closing on Track
Closing on your dream home shouldn't feel like an uphill battle. Discover actionable tips to navigate underwriting delays and keep your plans on schedule.
Published on 11/26/2025
Jobs Report Signals Stability: Your Guide to Smarter Homebuying Decisions!
Mortgage rates held steady after a mixed jobs report. Vancouver WA mortgage broker Bill Black explains what this means for buyers and investors in Clark County.
Published on 11/22/2025
💥 Don’t Fear the 50: Why a 50-Year Mortgage Is Just Another Option — Not a Trap
A 50-year mortgage isn’t a life sentence. It’s a launchpad — a gateway into ownership. Renting for 50 years costs millions and builds zero wealth. Owning for 50 years creates millions in equity
Published on 11/11/2025
Mortgage Rates Explained | Vancouver WA Market Update
Explained the Bill Black Way — Simple, Local, and Real. If you’ve been shopping for a home or exploring investment properties in Southwest Washington, you’ve probably noticed mortgage rates jumping around again. So, what’s really happening—and how does it affect your buying power here in Vancouver, WA?
Published on 11/11/2025
New Credit Score Flex: Conventional Loans <620 Now Possible
Vancouver WA mortgage broker Bill Black explains how you might still qualify for a conventional loan—even with a credit score under 620.
Published on 11/11/2025
Fed Cuts Rates, But Mortgage Rates Rise—What's a Homebuyer to Do?
As mortgage rates rise, homebuyers may feel uncertain. But navigating these trends is possible. Explore tips to secure the best deal and make homeownership attainable.
Published on 10/31/2025
3 Reasons Home Affordability Is Finally Improving This Fall
Vancouver WA mortgage expert Bill Black explains why home affordability is rising with lower rates and slower price growth.
Published on 10/22/2025