Recent Articles
New Credit Score Flex: Conventional Loans <620 Now Possible
Vancouver WA mortgage broker Bill Black explains how you might still qualify for a conventional loan—even with a credit score under 620.
Fed Cuts Rates, But Mortgage Rates Rise—What's a Homebuyer to Do?
As mortgage rates rise, homebuyers may feel uncertain. But navigating these trends is possible. Explore tips to secure the best deal and make homeownership attainable.
3 Reasons Home Affordability Is Finally Improving This Fall
Vancouver WA mortgage expert Bill Black explains why home affordability is rising with lower rates and slower price growth.
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Mortgage Rates Hit Yearly Lows—Then Bounced After the Fed Cut | Here’s What It Means for Clark County Homeowners and Buyers
With mortgage rates fluctuating, now is the time to act. Lower rates can mean more affordable payments, helping you seize your dream home despite market challenges.
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.