Recent Articles
How To Protect Your Credit Score During a Move?
Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.
Published on 10/05/2026
Realtor Resources: Talking Points, Incentives & Industry Updates
Talking points on VantageScore 4.0, the November 2 appraisal transition, and Bill's no-cost 1% temporary buydown offer.
Published on 10/02/2026
What Is Mortgage Escrow? (And Why Your Payment Changes Every Year)
Your mortgage payment has two parts: principal and interest, and escrow. Here is what goes into the escrow account, why lenders require it, and why your payment changes even when your rate is fixed, with the Washington property tax timing every Clark County homeowner needs to know.
Published on 10/01/2026
Is It a Condo or a Townhouse? Why the Answer Changes Your Mortgage
A condo and a townhouse can look identical from the street, but the legal structure behind the walls changes what a lender will approve. Here is how ownership structure affects your mortgage in Vancouver WA and Clark County, and what to check before you write an offer.
Published on 09/30/2026
Should I Buy a House in Clark County Now or Wait? What I Am Telling My Borrowers
Waiting for lower rates sounds safe, but it has a cost: higher prices, more competition, and lost equity. Here is the honest math on buying now in Vancouver and Clark County, plus the strategies that make it work.
Published on 09/30/2026
Is 7% the New Normal? Why I Am Telling My Buyers to Plan on 7.5%
Buyers in Vancouver WA and Clark County keep asking me when rates will get back to 6%. Here is what I tell them instead: plan on 7.5%. If the payment works at 7.5%, anything lower is a win, and you stop letting a number on a screen make your life decisions.
Published on 09/30/2026
Mortgage Market Update — Wednesday, September 30, 2026
Bonds caught a break as August inflation cooled, but a warm economy and a possible December Fed hike keep rates from falling in a straight line. What it means for Clark County buyers.
Published on 09/30/2026
The FICO Monopoly Is Over: VantageScore 4.0 and What It Means for Vancouver WA Homebuyers
The FHFA has approved VantageScore 4.0 for all conventional lenders, ending FICO's decades-long exclusive hold on the mortgage market. Here is what changed, who it helps, and why working with a mortgage broker in Vancouver WA and Clark County can matter more than ever.
Published on 09/29/2026
Veterans: VA Loan Benefits You Might Not Know You Have
VA loans go far beyond zero down and no monthly mortgage insurance. Here are the VA loan benefits veterans in Vancouver WA and Clark County often miss, from no loan limits with full entitlement to assumable VA loans and multi-unit purchases.
Published on 09/29/2026